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 Business Loans

There are over 30 million small businesses in the United States today. They're fueled by innovative ideas and a dedication to hard work that keeps the American economy running. We believe in small businesses and their owners.

Through our business lending branch, we offer non-traditional loans designed to make financing accessible to a range of these small to mid size businesses. Whether a mom and pop shop needs $5,000 or a rapidly expanding business is looking for $500,000, our diverse selection of loan programs can meet their needs. These loans provide the capital you need to continue to grow your business and be a part of what makes this country great.

The benefits of our business loans include:

  • No credit card processing required (Unlike our merchant cash advance programs)
  • Sole focus on small to mid size businesses
  • Accessible to most credit types
  • Simple application with no complicated paperwork or business plans
  • Approvals in as little as 24 hours
  • No up front fees - No Pre-pay penalties

Find out which of our programs is best for you and your business:

Standard Funding
  • In business at least 1 year
  • Credit score of 500+
  • Loans between $5,000 and $500,000
  • No formal business plan only a 1 page application and 4 months bank statements required
  • Up to 10 year terms available

learn more

Platinum Funding
  • For more established businesses open at least 2 years
  • Credit score of 640+
  • Loans between $15,000 and $500,000
  • Funds at a lower cost than the Standard Funding Program

learn more

Apply for a small business loan today by filling out the form on the right. A JCL Capital Solutions representative will follow up with you promptly. Or, if you have questions, Contact Us to speak to someone directly

Not sure our small business loan is right for you? 

Call Today:866-646-4421

Apply For A Loan Now!


Customer Testimonial

I came to JCL Capital when the Banks did not work with me. JCL Capital was very Fast, Friendly and Professional. Great to Work with, they helped me with the CAPITAL I needed to Hire more Employees.
Stuart Smith - Specialized Maintenance Phoenix, AZ